Bankruptcy Solutions
The Bankruptcy process

The Bankruptcy process

Many people put dealing with their debts aside, simply because they are not sure how it all works, or what to do.

We are here to show you how it all works!

Here is our four step process to Finacial freedom.

Step 1. Your free consultation.

We have a team of experts here at Bankruptcy Solutions. Your details will securely and confidentially be under the supervision of one of our consultants. They will organise a call with you via SMS text message. This way, you will know exactly who it is trying to contact you. At an organised time, they will have a conversation with you about your situation. They will ask a few questions and also answer a few questions that arise. By the end of the phone call, your consultant will know if bankruptcy is the right option for you. We never suggest bankruptcy unless it is necessary. If there are any risks, your consultant will clearly outline what they are and give you some direction to move forward.

Step 2. After your phone call, you can take the time to decide if It really is something you wish to proceed with. Your consultant will send you information by email, that you can read through and think about.

Step 3. If you decide to move forward, your consultant will send you some simple paperwork and work with you to get ready for lodgement.

Step 4. Your consultant will assist you in lodging the bankruptcy

We keep it simple and easy for you, and we do the work so that you don’t have to. Financial stress and anxiety can be immobilising, that’s why we are here. We can take the pressure off of you.

So if you are considering bankruptcy or debt relief in any way, shape, or form, please take a few seconds to provide your details. We simply need to be able to contact you for your free, over the phone, consultation. You can easily do this by clicking ‘Learn more’ below We are here to help!

Learn More

Stop Creditors Today

Stop Creditors Today

You may have unmanageable debt and need help to work out what to do. We can help you look at all your options before you make a final decision.

We are here to ensure you make the right decision for your situation.

When we speak to new clients who decide that bankruptcy is the right option for them, they stop paying all their creditors. This is because they are heading into the bankruptcy process and wish to avoid preferential debt payments.

Put simply, if you are declaring bankruptcy, you do not want to favour one creditor over another before lodgement of your bankruptcy.

This allows instant freedom for people who need this debt solution. They can immediately stop paying their debts and file for bankruptcy to rid themselves of the debt entirely.

If you need this or simply just need to speak to someone regarding your situation, we offer a completely free consulting service. All you need to do is enter your details into our confidential and private form, and we will have a consultant contact you.


Click here for the start to Finacial freedom!

All about Bankruptcy

All about Bankruptcy

Bankruptcy is a process that needs to be carefully thought out and understood. Knowing all about bankruptcy is what we pride ourselves on at Bankruptcy solutions. We will share our knowledge with you to help you know if bankruptcy is right for you and your situation.

We are extremely confidential in our approach and offer a free consultation to discuss your options. This can be done over the phone or even over email, whichever is more comfortable for you.


  • Do I have debts that are out of my control?
  • Are my debts affecting my mental health?
  • Is my financial situation putting pressure on my relationships?
  • Am I insolvent?
  • Are my money problems causing me to go without sleep?
  • Is my income less than my minimum monthly repayments?

If you answered yes to any of these questions, Bankruptcy needs to be considered.

Our strongest suggestion is that you fill out our on site questionnaire, so that one of our consultants can evaluate your individual situation and help you know what is best for the future.

Click here for help

and we will have you looked after.

Farm Bankruptcies

Farm Bankruptcies

The Australian Financial Security Authority reveal a 7 per cent rise in personal bankruptcy nationally, and unfortunately our Australian farmers are suffering.

We have had an influx of farmers from all over the country, in despair and not knowing what to do next.

Many of the common questions that farmers ask are:

– Will we loose our personal assets?

– What happens to the stock involved?

– Do we need a foreclosure attorney?

– Do we need liquidation?

and many more.

We can help answer all of these questions for you and map out a plan to move forward.

Our farmers matter to us as a nation and we at Bankruptcy Solutions have had experience with helping many people find a way out of the situations they are in. Before heading down an emotional and stressful path, or if you are already in this place, please do not hesitate to contact us. We will help wherever we can.

Can I dispute a debt?

Can I dispute a debt?

There are a number of our clients who have creditors chasing them for debts that they believe don’t belong to them.

If you are contacted about a debt that you believe you do not owe or you disagree with the amount, you have the right to dispute the debt.

The following are reasons and grounds to dispute a debt:

It’s not your debt.

You have already paid the debt.

You disagree with the amount of the debt.

It’s an old debt and you haven’t made a payment for at least six years, no court judgment has been entered against you and you haven’t admitted in writing that you owe the debt.

If you find yourself in this situation and you would like to find out more about your individual rights, please email:

What creditors can, and cannot do.

What creditors can, and cannot do.

Many of our clients have horror stories about unethical creditors chasing payments. The following information will help you understand your rights.

When can a creditor contact me?

Unless you agree otherwise a creditor is limited to the following contact times and locations:

By phone – No more than 3 times per week or 10 times per month. During weekdays from 7:30am to 9pm. During weekends from 9am to 9pm.

Face to face – No more than once a month. Weekdays and weekends 9am to 9pm and they should only visit your home if there is no other way of contacting you including mail and email. Visiting your work can only be conducted when all other methods of contact have been exhausted and you have not responded. They cannot visit during National public holidays.

Creditors cannot – Have you sent to prison, take or sell any of your property that they don’t hold as security unless they have a court order. They cannot take everyday household items or threaten, physically intimidate or harass you.

Despite state and federal consumer protection laws, allegations of harassment, coercion and other problems by debt collectors are often reported. If you find yourself in this type of situation, let us know and we will be more than happy to send you an eBook detailing all your rights.

Direct Email: